Keep Your Money Irie™Blog

March 17, 2026 I recently heard someone I follow on social media say something that made me pause: “Most people’s lives are comfortable enough to tolerate misalignment because they are not at rock bottom or in crisis mode — so we sit in mild dissatisfaction.” Wow. That statement stayed with me for a while because when you really think about it, there is a lot of truth in it. Many of us are not in crisis. We are not facing eviction. We are not wondering where our next meal wil

March 30, 2026 My mom always says, “There is a season for everything.” This past Sunday, daylight saving time began. As I looked outside, I noticed something small but meaningful — I could see the grass in my front yard again. The snow had melted quietly, almost without notice. If I hadn’t seen the grass, I might not have realized the snow was disappearing at all. That got me thinking about how many things in life change slowly and quietly around us. If something doesn’t disr

March 3, 2026 Until January of this year, my six-year-old did not eat eggs. As a family, we knew this. We didn’t force it. His older brother, on the other hand, loves eggs. Saturday mornings usually mean egg sandwiches and an easy start to the day. One Saturday, after a late night, the boys ran into our room and asked if they could make their own breakfast. Absolutely. An extra hour of sleep? Yes, please. When I came downstairs, I saw something I did not expect. My six-year-o

February 24, 2026 This winter has come with a vengeance. It’s as if it’s making up for the past few mild seasons we’ve had here in New England. This past weekend, we were hit with a blizzard. Some people love it — like my children, who build igloos and spend hours lost in their world of wonder and play. Others, like me? We see work. It’s funny — when I lived in an apartment, snow wasn’t my concern. The walkway got cleared. The parking lot was plowed. Life continued. But now t

February 17, 2026 I recently went shopping for clothes for the kids and earned $20 in cash-back rewards. If I’m being honest, I sometimes let those rewards expire. But this time I was watching the date closely. My thinking was simple: I already spent the money to earn this $20. I shouldn’t let it go to waste. So, on the very last day before it expired, I drove back to the store determined to use it. My goal?Spend no more than the $20. Because I know how these cash-back deals

February 10, 2026 I’m sick this week. Not the “push through” kind of sick, the kind where your body makes it clear that your plans are canceled. And as inconvenient as that is, it reminded me of something I talk about often but don’t always name directly: life does not move in straight lines . The Real Lesson Isn’t Rest — It’s Readiness Most of us plan our lives and finances assuming things will go as expected. Work will get done.Schedules will hold.Energy will be there. Unt