Keep Your Money Irie™Blog

July 14th, 2026 We live in a world where looking successful often seems more important than actually being financially secure. Before you spend money trying to look rich, focus on becoming rich first. I'm not saying you shouldn't enjoy nice things. I believe you absolutely should. But there's a difference between buying something because you can truly afford it and buying something to create the appearance that you're doing well. Ask yourself this: Would you rather look wealt

July 8, 2026 This past weekend, our country celebrated its 250th anniversary. Like many people, I spent the holiday with family and friends, attending two different cookouts. Although they couldn't have been more different, I left both feeling incredibly grateful. The first gathering was small and relaxing. We caught up with friends, enjoyed grilled chicken with homemade sides and fresh lemonade, and ended the evening watching an incredible fireworks display. The host loves f

June 30, 2026 If you asked most people whether they want to build wealth or become financially secure, I think the answer would be yes. Very few people set out hoping to struggle financially. Yet building wealth often feels out of reach. Over the years, through my own financial journey and by learning from others, I've come to believe there is one principle that sits at the foundation of wealth building: You have to keep a portion of what you earn. There is simply no way arou

June 23, 2026 One of the most common phrases in personal finance is: "Pay yourself first." You'll hear financial educators, financial advisors, and money experts say it all the time. But what exactly does it mean? And what if you don't feel like you have much money left over to save? Typically, "pay yourself first" means setting aside a portion of your income before you begin paying everyone else. That money might go into: a savings account a high-yield savings account a reti

June 16, 2026 I love summer, and it's not just because I was born and raised on a Caribbean island. The busy pace of the school year begins to slow down. The days get longer, the weather gets warmer, and families have more opportunities to spend time together creating memories. But if we're not careful, our desire to create those memories can become expensive. Between summer camps, vacations, eating out, and weekend activities, summer spending can quickly get out of control.

June 9, 2026 As you work to pay off debt, build savings, invest for the future, and rewrite your financial story, there will absolutely be moments where you feel frustrated. Moments where you think: “I work too hard not to enjoy my money.” And honestly? That’s a real feeling. Especially when: you keep turning down nights out with friends saying “it’s not in the budget” or constantly feeling like you have to be disciplined while everyone else seems to be enjoying themselves fr